OPay - Debit Card , Airtime , Transfer , Savings

Rating: 0.00 (Votes: 0)

OPay

OPay - The first cashback wallet in Nigeria(A secure app that helps you make convenient payment anywhere you are! )

ABOUT OPAY
● The leading Mobile Payment platform in Nigeria, with over 10+ million users.
● Enjoy free bank transfers. No service fee.
● Get cashback when you pay for Airtime, bills and more.
● Use our Savings feature to enjoy up to 20% interest rate annually.
● OKash and Easemoni make it efficient for you to access credit anytime, anywhere.
● Chat with friends for free, and create group chats with your friends and family on OPay.
● OPay attaches great importance to protecting users‘ information, wallets and privacy.

HOT IT WORK
1.Open your account: Download the app and sign up in minute.
2.Add money to your OPay account:Add a debit card, send money to your OPay account from another banks app or through internet banking, send money by USSD or deposit cash at our partner merchants.

MORE SERVICES
● High interest on Savings
OWealth provides you with at least 15% rate of return per annum.You can withdraw your money at anytime with no extra fees.
For example
Invest: ₦50,000 for one year
The amount of interest: ₦50,000x15%x365/365=₦7,500
The amount of return: ₦50,000+₦7,500=₦57,500

Fixed savings
Investing in Fixed can get an annualized rate of return up to 18%. New users of Fixed can enjoy an exclusive 20% annual interest rate.
For example
Invest: ₦10,000 for 500 days
The amount of interest: ₦10,000x18%x500/365=₦2,465.75
The amount of return: ₦10,000+₦2,465.75=₦12,465.75

Targets savings
Targets is a target financial product that allows you to create a unique saving target for your situation and save with discipline on a monthly/weekly/daily basis.Targets provides you with 17% rate of return per annum.
For example
Invest: ₦10,000 for 365 days
The amount of interest: ₦10,000x17%x365/365=₦1700
The amount of return: ₦10,000+₦1700=₦11,700.00

● Various Loans
Okash:
Tenure: We will require your repayment from the 91st day to the 365th day.
Loan Amount: from ₦3,000 to ₦500,000.
Interest Rate: With a minimum of 0.1% to a maximum of 1%Our interest rate is calculated on a daily basis. Annual interest rate is from 36.5% to 360%.
Origination Fee: Range from ₦1,229 – ₦6,000 for one-time charge
For example
91days loan payment terms have a processing fee of 41% and interest of 9.1%.
For the loan processed with principal amount of ₦3,000; the processing fee would be ₦1,229; the interest would be ₦273; the total amount due would be ₦4,502.
The total amount due in the first month would be ₦1,512; the processing fee would be ₦419; the interest would be ₦93.
The total amount due in the second month would be ₦1,495; the processing fee would be ₦405; the interest would be ₦90.
The total amount due in the third month would be ₦1,495; the processing fee would be ₦405; the interest would be ₦90.

Easemoni:
Loan Amount: from NGN 3,000 to NGN 1,000,000.
Tenure: We will require your repayment from 91 days to 365 days.
Interest Rate: 5% to10% monthly , APR60%-120%
For example
91-days loan payment terms have a interest fee of 5% monthly .
For the loan processed with principal amount of ₦3,000;the interest would be ₦273; the total amount due would be ₦3,273.
Then first month repayment would be ₦1091.
repayment of second month would be ₦1091.
the third month repayment would also be ₦1091.
CreditMe is a 'Buy now pay later' product on OPay , support transaction and withdrawal. We will charge you a little service fee each time you use CreditMe.

CONTACT US
We have a dedicated support team available 24/7 for all your inquiries and complaints.
Our website: https://opayweb.com
WhatsApp: 2349066722924
Email: support@opay-inc.com or ng-support@opay-inc.com
Office Address: 16B Emina Cresent, Off Toyin Street, Ikeja, Lagos State, Nigeria
This APP is intended solely for users who are 18 years of age or older.
Download OPay app today!
Based on 0 Votes and 0 User Reviews
5 Star
0
4 Star
0
3 Star
0
2 Star
0
1 Star
0
Add Comment & Review
We'll never share your email with anyone else.
Tech News
Other Apps in This Category